|
Post by gasify on Jun 28, 2022 11:09:37 GMT
I will only accept this as an argument from someone who doesn't have a mobile phone. He says 'another'. Also its true anyway so why question it? Monitoring spending, transaction sizes and habits is all data collection for target campaigns etc. Still think that someone who carries a mobile phone with them cannot complain about 'Big Brother'.
|
|
|
Post by gasify on Jun 28, 2022 11:10:18 GMT
I’m not a tradesman but from speaking to some who are I understand a small bit of revenue over the vat threshold can have massive financial and legal impacts on their earnings. Not saying it’s right, not defending it. My work is as an employee in what most would call IT so everything I earn is through PAYE and it doesn’t affect me. But I can see why they might want to stick with cash. Do we want their support, and their money, or not? As I say I’m ok myself because I love digital forms of payments. Perhaps a suitable half way house is having a cash hut where you can charge up a members card which allows you to make payment in the cashless areas. See the Dubloon option...
|
|
|
Post by gasify on Jun 28, 2022 11:12:02 GMT
Appreciate that you want a choice. Are you prepared to pay more when using cash? So a 50:50 ticket is £1 for card, would you pay £1.20 to pay by cash? Or would you want the club to lose vital profit for your choice? I think you'll find it's the other way round and the club will be losing money on small transactions made by card. I think you might be behind the times. Merchant services is now massively competitive with % fees being charged instead of the flat fee plus percentage.
|
|
|
Post by supergas on Jun 28, 2022 11:22:06 GMT
I think you'll find it's the other way round and the club will be losing money on small transactions made by card. I think you might be behind the times. Merchant services is now massively competitive with % fees being charged instead of the flat fee plus percentage. Exactly this. In fact the biggest fees would likely be cash collections, change deliveries and other security-related issues and that's before you even get to the time and money staff have to put towards cash-management....
|
|
|
Post by meader on Jun 28, 2022 11:50:22 GMT
I think all programme sellers should still take cash. I don’t believe in organisations forcing things onto you. Stay with the cash as is easier and quicker. Love live cash.
|
|
|
Post by gashead79 on Jun 28, 2022 12:55:00 GMT
There are other options rather than pay more V lose vital profit! Where did the 20p come from? Is that really how much it costs for every ticket sold, to break even against tap to pay? scdave how are the prizes to be paid out? It used to be in cash. Will these now be bacs payments? The 20p was a made up figure. It is definitely more expensive to handle cash these days. How much extra is costs will be a combination of direct fees from the bank of paying it in and also the cost of that cash moving around the organisation, e.g Cash gets counted in retailer Cash probably gets counted when aggregated across all outlets Cash probably gets counted when doing the bank run/being picked up Maybe another fee for the pick up. Society has flipped, especially with people now having their card details on their phone through apple pay etc al. If you want to pay in cash then expect to pay more, that's all I'm saying. Fair points. However, quite often, if you want to pay cash you can actually pay less..
|
|
|
Post by gasify on Jun 28, 2022 13:01:22 GMT
The 20p was a made up figure. It is definitely more expensive to handle cash these days. How much extra is costs will be a combination of direct fees from the bank of paying it in and also the cost of that cash moving around the organisation, e.g Cash gets counted in retailer Cash probably gets counted when aggregated across all outlets Cash probably gets counted when doing the bank run/being picked up Maybe another fee for the pick up. Society has flipped, especially with people now having their card details on their phone through apple pay etc al. If you want to pay in cash then expect to pay more, that's all I'm saying. Fair points. However, quite often, if you want to pay cash you can actually pay less.. Why do you think that is?
|
|
|
Post by Kingswood Polak on Jun 28, 2022 13:02:35 GMT
I barely ever use cash. I realise that means my spending habits are more easily tracked etc. And I have no doubt that information will be monetised and sold on in some way or form at some point. Despite the fact I choose not to use cash most of the time I absolutely think we should continue offering it as an option. It is our formal currency for god's sake. Some people don't even have a bank account. Yes the number is small but the idea we would actively choose to 100% exclude anyone (even a single person) seems mad to me and not something I support. The people saying this is just moaners resisting "progress" are talking nonsense. Last season I could pay by card or cash of I choose to. Next season I can only pay by card. That is a reduction in choice. That isn't progress - it is quite literally the opposite. It's cheaper, quicker and more secure for the club - lets not kid ourselves, this is why it's happening. I'm like you, find it a right pain when I have to get cash for something, I've no idea how we used to cope on nights out and so on with pockets full of change and having to make special trips to cash points. As you say , you don't want to exclude anyone ideally, but if fans can use the electronical tickets to get in, they can pay using their cards. Can’t believe how we coped 😂. This post is beyond satire.
|
|
|
Post by gashead1981 on Jun 28, 2022 13:03:02 GMT
He says 'another'. Also its true anyway so why question it? Monitoring spending, transaction sizes and habits is all data collection for target campaigns etc. Still think that someone who carries a mobile phone with them cannot complain about 'Big Brother'. Precisely. If GCHQ. wanted to they could land a drone on top your head whilst your writing on Gaschat and wave at you throught the webcam of your computer whilst doing it.
|
|
|
Post by gashead79 on Jun 28, 2022 13:03:11 GMT
He says 'another'. Also its true anyway so why question it? Monitoring spending, transaction sizes and habits is all data collection for target campaigns etc. Still think that someone who carries a mobile phone with them cannot complain about 'Big Brother'. That's fine. There are toggles on the average mobile phone to enable/disable services. You can choose to switch it off, leave it in the car, or at home. The points here from what I can see are about choice. The big brother thing may carry some credibility for some but I just see that as another piece of the control/monitoring jigsaw. Smart cars, cctv everywhere, mobile phones data gathering, tap to pay rather than cash. If people desperately want a 50/50 or a programme they will pay by card or get a mate to buy it for them🤷🏽♂️
|
|
|
Post by gashead79 on Jun 28, 2022 13:04:17 GMT
Fair points. However, quite often, if you want to pay cash you can actually pay less.. Why do you think that is? It doesn't matter, I'm just offering a counter to your point.
|
|
|
Post by gasify on Jun 28, 2022 13:05:40 GMT
I think all programme sellers should still take cash. I don’t believe in organisations forcing things onto you. Stay with the cash as is easier and quicker. Love live cash. Not sure if it is quicker, especially if someone needs change. Cash is definitely less convenient in my world. I haven't had a wallet in my pocket for two weeks at least and making payments on my phone or watch has been quick and easy. For what its worth, I am hitting my half century this year so not even a young un and cash is a pain to deal with. Even my kids have debit cards and they are both under 16.
|
|
|
Post by scdave on Jun 28, 2022 13:20:18 GMT
Firstly well done to the original poster scdave for offering to help those who need it, top man, i understand both points of view on this decision but am of the opinion that it would be good for fans to have the choice, could there not be a kiosk for cash only ? Actually the post saying I should use an exchange rate of £1.20 cash per 50/50 ticket sounds like a winner to me! As a programme and 50/50 seller for over 20 years, I just don't see how the electronic payments are going to be quicker. I had the tearing of ticket stub art of to a tee. If we have to input £1 sale, then £4, then £2 etc into the machine, it is going to take a while, especially as we all get to grips with the tech. No doubt some sellers will get stick. A lot of regulars pay £5 so get a programme and then 2 50/50s. I think that won't happen so often if you don't have the cash, so together with the delays, the prizes will be smaller, which will lead to less and less sales. At the end of the day it was introduced to benefit fans (Raise the Roof) and then the youth team, so the more money raised the better. Like I originally posted, please give us sellers a bit of patience. I just hope the club have a trial run in the friendly v Stoke rather than throwing us in at the deep end v FGR.
|
|
|
Post by RD on Jun 28, 2022 13:41:47 GMT
Can’t even trade livestock for entry into the ground these days, the games gone. You can if you know the right people. We've had several donkey's traded with us over the past few years.
|
|
|
Post by gasandelectricity on Jun 28, 2022 13:48:07 GMT
Can’t even trade livestock for entry into the ground these days, the games gone. You can if you know the right people. We've had several donkey's traded with us over the past few years. Do you reckon anyone will take Westbrooke off our hands?
|
|
|
Post by lastminutewinner on Jun 28, 2022 13:49:51 GMT
You can if you know the right people. We've had several donkey's traded with us over the past few years. Do you reckon anyone will take Westbrooke off our hands? Not on his contract unfortunately.
|
|
|
Post by gasandelectricity on Jun 28, 2022 14:03:15 GMT
Do you reckon anyone will take Westbrooke off our hands? Not on his contract unfortunately. Not even for cash? Doubloons?
|
|
|
Post by baggins on Jun 28, 2022 14:08:49 GMT
Not on his contract unfortunately. Not even for cash? Doubloons? Got a few Euros hanging about if that helps?
|
|
|
Post by gashead1981 on Jun 28, 2022 14:57:47 GMT
Still think that someone who carries a mobile phone with them cannot complain about 'Big Brother'. That's fine. There are toggles on the average mobile phone to enable/disable services. You can choose to switch it off, leave it in the car, or at home. The points here from what I can see are about choice. The big brother thing may carry some credibility for some but I just see that as another piece of the control/monitoring jigsaw. Smart cars, cctv everywhere, mobile phones data gathering, tap to pay rather than cash. If people desperately want a 50/50 or a programme they will pay by card or get a mate to buy it for them🤷🏽♂️ Your signal data will still give you away even with location services disabled. You are captured in multiple ways everyday from CCTV, ANPR etc. Its about a simplistic way of gathering money for the club, ensuring all funds are gathered and not defrauded by anyone and can be accounted at the back office end a whole lot quicker and easier. Not to mention someone having to visiting the bank and pay in a truckload of coins every week. At my business I have not accepted cash since 2019 and cheques since 2016. Its an utter ball ache for me to account the money, drive to a branch, pay in the money and get charged at the other end for the privilege. In fact, most banks are closing many branches now so getting to a branch is a whole lot harder than it used to be.
|
|
|
Post by aghast on Jun 28, 2022 16:33:06 GMT
It seems to me that people's resistance to change is partly driven by their objections on behalf of other people, such as the elderly.
You know, the elderly ones who happily flash their contactless cards in Tesco and have a bank account and pay online and have iPads and all sorts of surprising stuff.
This stuff about monitoring by Big Brother and the impending electronic apocalypse is just so far wide of real actual life it's laughable.
|
|