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Austerity
Apr 1, 2019 14:36:25 GMT
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Post by Officer Barbrady on Apr 1, 2019 14:36:25 GMT
As I said though, it is difficult to compare as Health Spending in countries like Germany comes from the wages of the people. In the UK it's from central government funds. As always, you get what you pay for. I think it's fairly accurate or at least there is consistency in the error over time demonstrating baggins point nicely. The real issue is social care spending causing the wastage. General health is worse because social care is worse so our money doesn't go as far. That and we dont spend as much of course! |
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Austerity
Apr 1, 2019 14:45:44 GMT
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Post by Deleted on Apr 1, 2019 14:45:44 GMT
Actually come to think of it I believe the kings fund paper I shared had a spend per head comparison vs other countries. I'll look at that later. That's difficult to quantify though. For me, my employer pays half. How do you reflect that in terms of 'spending per head'? It's easy. Express the total cost, or spend, on health care per capita. The States is the most expensive, we are middle ranking. |
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Post by yaz on Apr 2, 2019 0:56:33 GMT
796 people have died, homeless, on the streets of the UK, in 18 months since 2017. So proud. Same party that led us to Brexit. Presumably nobody died homeless under the last Labour government? They must have been safely tucked up in all the council houses built by Blair and Brown before the Tories came to power and threw them on the street? The BBC ie Blair Brown and Cameron are now doing very well and will continue to do so. There were not many council houses left because Mrs T started to sell them off so the money could go to cut rich people’s taxes and benefit the banks as well as others not to be mentioned. BBC Legacy : Blair - War in Iraq on false grounds Brown - Billions given to banks to save them from their own greed with no payback Cameron - Together with the French President Sarkozy, pushed the UK EU and US to supply weapons and money to forces that largely became ISIS in order to bring down the legal governments of Syria and Libya in order to appease their Israeli supporters. Just like Trump is doing now. The BBC has always been a US supporter; if someone farts over there, it will be on the news here. If hundreds of people die in the remote reaches of Asia, you will be lucky if you hear about it. It should be renamed ABBC American BBC? How many millions have dies because of the above? How many homeless in those countries or in other countries because of this? And logical that there would probably be more council houses in UK if these wars hadn’t happened? |
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Post by yaz on Apr 2, 2019 1:09:05 GMT
I did do something positive. I raised a 4 figure sum for charity. What did you do? I raised a 5 figure sum for charity but I don't like to talk about it. 2 fingers to that for me - LoL! No wonder this is the Gas+Chat! What a great name. Anyone ever read The Rqgged-Trousered Philanthropists (https://en.m.wikipedia.org/wiki/The_Ragged-Trousered_Philanthropists). I read this when I was about 12. This is the kind of society we seem to be moving to now, ie going backwards. |
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Post by yaz on Apr 2, 2019 1:26:16 GMT
Just out of idle curiosity, as a percentage, how much of what you earn in Germany do you contribute to the UK? That information is between me and the tax people I'm afraid. What I can say is that you get what you pay for. Here, with a Gold Standard Health Service, I pay about 600 quid a month. Half by me and half by my employer. That is with the Government Health Insurance. My son is also covered by that. My wife has a Private Health Insurance and that costs about 700 quid a month, with a 1,000 quid yearly excess to be paid before she can claim on the insurance. Basic tax rates here are 50% for single people and about 40% if you're married. There are obviously different small adjustable tax scales etc, but that is what it basically is. Off the top of my head the rate for health insurance is about 15% of your wage, with a top level capped at approx. 4500 quid a month wage. Dental work is extra, so are Opticians. Prescriptions we pay 5 euro for every item, so I need six packs of tablets every two months, so that's 30 euro every two months for that. If I have to spend time in hospital, I also get charged 10 euro per night extra. It's friggin expensive. How much are you prepared to pay in the UK? £700 for individual private health insurance? Not more than £150 here and add £100 on top if you smoke, I would say. |
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Post by Deleted on Apr 2, 2019 5:56:09 GMT
That information is between me and the tax people I'm afraid. What I can say is that you get what you pay for. Here, with a Gold Standard Health Service, I pay about 600 quid a month. Half by me and half by my employer. That is with the Government Health Insurance. My son is also covered by that. My wife has a Private Health Insurance and that costs about 700 quid a month, with a 1,000 quid yearly excess to be paid before she can claim on the insurance. Basic tax rates here are 50% for single people and about 40% if you're married. There are obviously different small adjustable tax scales etc, but that is what it basically is. Off the top of my head the rate for health insurance is about 15% of your wage, with a top level capped at approx. 4500 quid a month wage. Dental work is extra, so are Opticians. Prescriptions we pay 5 euro for every item, so I need six packs of tablets every two months, so that's 30 euro every two months for that. If I have to spend time in hospital, I also get charged 10 euro per night extra. It's friggin expensive. How much are you prepared to pay in the UK? £700 for individual private health insurance? Not more than £150 here and add £100 on top if you smoke, I would say. Yes, but on top of the Private Health Insurance in the UK you also have to pay for the NHS via your national Insurance. As I said, you get what you pay for. No good people in the UK moaning about poor funding for the NHS when they are not prepared to pay for it. Until there is a total reform of the NHS it will never improve and will continue to be a second-rate service compared to the world leaders. |
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Post by William Wilson on Apr 2, 2019 9:13:51 GMT
Just out of idle curiosity, as a percentage, how much of what you earn in Germany do you contribute to the UK? Prescriptions we pay 5 euro for every item, so I need six packs of tablets every two months, so that's 30 euro every two months for that. That`s a lot of Viagra, Nobby. Can`t you just close your eyes, and picture Oldie in high heels and suspenders?
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Post by Deleted on Apr 2, 2019 9:29:42 GMT
Prescriptions we pay 5 euro for every item, so I need six packs of tablets every two months, so that's 30 euro every two months for that. That`s a lot of Viagra, Nobby. Can`t you just close your eyes, and picture Oldie in high heels and suspenders?
I'd rather leave the lights on and look at She Who Casts No Shadow.........a real man me ! |
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Post by William Wilson on Apr 2, 2019 9:44:20 GMT
Just out of idle curiosity, as a percentage, how much of what you earn in Germany do you contribute to the UK? That information is between me and the tax people I'm afraid. What I can say is that you get what you pay for. Here, with a Gold Standard Health Service, I pay about 600 quid a month. Half by me and half by my employer. That is with the Government Health Insurance. My son is also covered by that. My wife has a Private Health Insurance and that costs about 700 quid a month, with a 1,000 quid yearly excess to be paid before she can claim on the insurance. Basic tax rates here are 50% for single people and about 40% if you're married. There are obviously different small adjustable tax scales etc, but that is what it basically is. Off the top of my head the rate for health insurance is about 15% of your wage, with a top level capped at approx. 4500 quid a month wage. Dental work is extra, so are Opticians. Prescriptions we pay 5 euro for every item, so I need six packs of tablets every two months, so that's 30 euro every two months for that. If I have to spend time in hospital, I also get charged 10 euro per night extra. It's friggin expensive. How much are you prepared to pay in the UK? Personally, I`d be prepared to contribute more to the NHS in the way of tax, if I thought that it would be spent wisely in actually improving the service it provides. But like you, I have doubts that it would. My wife worked for NHS Direct for twelve years, until she was made redundant. At that point, she had a £28,000 pay off, and will receive a pension of £400 a month. She did have a well paid, responsible job with them; Senior Health Information Advisor, but even so. To me, that`s an insane amount of money for twelve years service. You have to wonder whether this sort of payout is as much to do with the shortage of dosh in the NHS, as a lack of money being pumped in.
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Post by Deleted on Apr 2, 2019 9:52:47 GMT
That information is between me and the tax people I'm afraid. What I can say is that you get what you pay for. Here, with a Gold Standard Health Service, I pay about 600 quid a month. Half by me and half by my employer. That is with the Government Health Insurance. My son is also covered by that. My wife has a Private Health Insurance and that costs about 700 quid a month, with a 1,000 quid yearly excess to be paid before she can claim on the insurance. Basic tax rates here are 50% for single people and about 40% if you're married. There are obviously different small adjustable tax scales etc, but that is what it basically is. Off the top of my head the rate for health insurance is about 15% of your wage, with a top level capped at approx. 4500 quid a month wage. Dental work is extra, so are Opticians. Prescriptions we pay 5 euro for every item, so I need six packs of tablets every two months, so that's 30 euro every two months for that. If I have to spend time in hospital, I also get charged 10 euro per night extra. It's friggin expensive. How much are you prepared to pay in the UK? Personally, I`d be prepared to contribute more to the NHS in the way of tax, if I thought that it would be spent wisely in actually improving the service it provides. But like you, I have doubts that it would. My wife worked for NHS Direct for twelve years, until she was made redundant. At that point, she had a £28,000 pay off, and will receive a pension of £400 a month. She did have a well paid, responsible job with them; Senior Health Information Advisor, but even so. To me, that`s an insane amount of money for twelve years service. You have to wonder whether this sort of payout is as much to do with the shortage of dosh in the NHS, as a lack of money being pumped in.
As I stated earlier, for myself my wife and son it costs about a thousand quid per month for health care. For that we do get Gold Standard Health Care though. As a balance it should be pointed out that wages are generally higher here than in the UK. To use a rough figure for most, health care costs about 15% of their wages. Any ideas, via National Insurance, of the amounts (percentage wise) that people in the UK pay for health care? |
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Austerity
Apr 2, 2019 10:13:45 GMT
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Post by stuart1974 on Apr 2, 2019 10:13:45 GMT
That information is between me and the tax people I'm afraid. What I can say is that you get what you pay for. Here, with a Gold Standard Health Service, I pay about 600 quid a month. Half by me and half by my employer. That is with the Government Health Insurance. My son is also covered by that. My wife has a Private Health Insurance and that costs about 700 quid a month, with a 1,000 quid yearly excess to be paid before she can claim on the insurance. Basic tax rates here are 50% for single people and about 40% if you're married. There are obviously different small adjustable tax scales etc, but that is what it basically is. Off the top of my head the rate for health insurance is about 15% of your wage, with a top level capped at approx. 4500 quid a month wage. Dental work is extra, so are Opticians. Prescriptions we pay 5 euro for every item, so I need six packs of tablets every two months, so that's 30 euro every two months for that. If I have to spend time in hospital, I also get charged 10 euro per night extra. It's friggin expensive. How much are you prepared to pay in the UK? Personally, I`d be prepared to contribute more to the NHS in the way of tax, if I thought that it would be spent wisely in actually improving the service it provides. But like you, I have doubts that it would. My wife worked for NHS Direct for twelve years, until she was made redundant. At that point, she had a £28,000 pay off, and will receive a pension of £400 a month. She did have a well paid, responsible job with them; Senior Health Information Advisor, but even so. To me, that`s an insane amount of money for twelve years service. You have to wonder whether this sort of payout is as much to do with the shortage of dosh in the NHS, as a lack of money being pumped in.
Final salary pension scheme? One of the biggest costs to government. |
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Post by Deleted on Apr 2, 2019 10:26:23 GMT
Personally, I`d be prepared to contribute more to the NHS in the way of tax, if I thought that it would be spent wisely in actually improving the service it provides. But like you, I have doubts that it would. My wife worked for NHS Direct for twelve years, until she was made redundant. At that point, she had a £28,000 pay off, and will receive a pension of £400 a month. She did have a well paid, responsible job with them; Senior Health Information Advisor, but even so. To me, that`s an insane amount of money for twelve years service. You have to wonder whether this sort of payout is as much to do with the shortage of dosh in the NHS, as a lack of money being pumped in.
Final salary pension scheme? One of the biggest costs to government. Any of those still being offered in the private sector? I lost mine years ago. |
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Post by Deleted on Apr 2, 2019 10:36:33 GMT
Final salary pension scheme? One of the biggest costs to government. Any of those still being offered in the private sector? I lost mine years ago. I thought they had been phased out as well. |
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Austerity
Apr 2, 2019 10:42:10 GMT
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Post by stuart1974 on Apr 2, 2019 10:42:10 GMT
Final salary pension scheme? One of the biggest costs to government. Any of those still being offered in the private sector? I lost mine years ago. Very few I would suspect, most now either changed to Money Purchase or closed to new employees. Mine included. |
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Post by William Wilson on Apr 2, 2019 12:27:48 GMT
Personally, I`d be prepared to contribute more to the NHS in the way of tax, if I thought that it would be spent wisely in actually improving the service it provides. But like you, I have doubts that it would. My wife worked for NHS Direct for twelve years, until she was made redundant. At that point, she had a £28,000 pay off, and will receive a pension of £400 a month. She did have a well paid, responsible job with them; Senior Health Information Advisor, but even so. To me, that`s an insane amount of money for twelve years service. You have to wonder whether this sort of payout is as much to do with the shortage of dosh in the NHS, as a lack of money being pumped in.
Final salary pension scheme? One of the biggest costs to government. It was, yes. Five years now, since NHS Direct went the way of Monty Python`s parrot.
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Post by Deleted on Apr 2, 2019 12:58:53 GMT
Any of those still being offered in the private sector? I lost mine years ago. Very few I would suspect, most now either changed to Money Purchase or closed to new employees. Mine included. Disappointed to have lost my final salary pension but when you think about it they are not really sustainable, what with people now living so much longer (Despite Tory NHS cuts 😉!) |
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Austerity
Apr 2, 2019 14:08:18 GMT
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Post by stuart1974 on Apr 2, 2019 14:08:18 GMT
Very few I would suspect, most now either changed to Money Purchase or closed to new employees. Mine included. Disappointed to have lost my final salary pension but when you think about it they are not really sustainable, what with people now living so much longer (Despite Tory NHS cuts 😉!) Not sustainable, could have been mitigated by going average salary, increasing the pension age or regular and more realistic valuations. Not helped by the premium holiday granted in the 1990s which left schemes without contributions for years as it was assumed growth would be fine. 🙄 |
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Austerity
Apr 2, 2019 15:28:26 GMT
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Post by Deleted on Apr 2, 2019 15:28:26 GMT
Disappointed to have lost my final salary pension but when you think about it they are not really sustainable, what with people now living so much longer (Despite Tory NHS cuts 😉!) Not sustainable, could have been mitigated by going average salary, increasing the pension age or regular and more realistic valuations. Not helped by the premium holiday granted in the 1990s which left schemes without contributions for years as it was assumed growth would be fine. 🙄 Assumed investment growth. The great savings fraud. A bit like selling Sickness Insurance. |
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Austerity
Apr 2, 2019 15:33:36 GMT
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Post by stuart1974 on Apr 2, 2019 15:33:36 GMT
Not sustainable, could have been mitigated by going average salary, increasing the pension age or regular and more realistic valuations. Not helped by the premium holiday granted in the 1990s which left schemes without contributions for years as it was assumed growth would be fine. 🙄 Assumed investment growth. The great savings fraud. A bit like selling Sickness Insurance. When I started work growth rates were assumed to be 18% pa. At the moment we have to assume a negative one. |
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Austerity
Apr 2, 2019 15:37:37 GMT
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Post by Deleted on Apr 2, 2019 15:37:37 GMT
Assumed investment growth. The great savings fraud. A bit like selling Sickness Insurance. When I started work growth rates were assumed to be 18% pa. At the moment we have to assume a negative one. Ha ha. It's a joke isn't it. |
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